Need funding for personal expenses against future personal cash flows (such as rent)? Let an IB Personal Loan help you meet your personal finance needs. IB offers Personal Loans against repayment sources not tied to salary. Depending on the identified source of payment, the repayment mode can be structured as monthly, quarterly, semiannual and annual payment. Our dedicated Credit team can work with you to structure a facility that considers and complements your individual situation.

Embarking on a home improvement project? Children’s Tuition due or other unexpected family expenses on the horizon?

IB offers a unique opportunity for employed individuals to access funds for personal project use. Our dedicated Credit team can work with you to structure a facility that considers and complements your individual situation.

IB offers you the opportunity to purchase a new or used vehicle for personal use. With an Auto Loan, you can finance up to 100% of the purchase price of your vehicle, and you can choose a repayment period that suits your needs.

You can also take advantage of our competitive interest rates and flexible repayment options.

Have an urgent need to use money in excess of what is available in your account? IB provides personal overdraft services to account holders with identified source(s) of repayment. Let an IB Personal Overdraft help you meet your short-term personal funding needs. Our dedicated Credit team can work with you to structure a facility that considers and complements your individual situation.