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Personal Overdraft

Have an urgent need to use money in excess of what is available in your account? IB provides personal overdraft services to account holders with identified source(s) of repayment. Let an IB Personal Overdraft help you meet your short-term personal funding needs. Our dedicated Credit team can work with you to structure a facility that considers and complements your individual situation.

Personal Overdrafts are normally structured as short-term facilities. (< 90 days)

Personal Overdraft Requirements:

  • Evidence of Source of Income.
  • Collateral required to secure facility.
  • Applicant must be an active IB Account holder for at least one year.

For more information, please contact the Credit Department.